BODY {
    MARGIN-left: 0px; MARGIN-right: 0px; margin-top: 0px; FONT-FAMILY: Verdana, Helvetica, sans-serif; FONT-SIZE: 11px; color:#000000; background:#ababab;
}
a {
	color:#003366;
	text-decoration:underline;
}
a:hover {
    color:#000000; text-decoration:underline;
}
.top_nav {
	FONT-FAMILY: arial;
Verdana, Helvetica, sans-serif; 	font-weight: bold;
	background-color:#12305e;
	border-top-style:solid;
	color:#FFFFFF;
	border-top-width:1px;
}
.top_nav A {
	COLOR: #ffffff; TEXT-DECORATION: none
}
.top_nav A:hover {
	COLOR: #ffffff; TEXT-DECORATION: underline
}	
.title {
	FONT-SIZE: 15px; line-height:22px; font-weight:bold;
}

.main-title {
	MARGIN-left: 30px; MARGIN-right: 30px; FONT-SIZE: 15px; line-height:22px; font-weight:bold;
}

.right-nav {
	padding-left: 10px; padding-top: 5px; padding-bottom: 5px; background-color:#d9dfea; border-top-style:solid; color:#000000; border-top-width:1px;
}
.right-nav A {
	COLOR: #000000; TEXT-DECORATION: none
}
.right-nav A:hover {
	COLOR: #000000; TEXT-DECORATION: underline
}

.left-text {
	MARGIN-left: 10px; MARGIN-right: 10px; line-height:14px;
}

.body-text {
	MARGIN-left: 30px; MARGIN-right: 30px; line-height:14px;
}
.body-text A {
	COLOR: #003366; TEXT-DECORATION: underline; font-weight:bold;
}
.body-text A:hover {
	COLOR: #003366; TEXT-DECORATION: underline; font-weight:bold;
}


.footer {
	MARGIN-left: 11px; MARGIN-right: 11px; FONT-SIZE: 11px; COLOR: #ffffff; text-align:center;
}
.footer A {
	COLOR: #ffffff; TEXT-DECORATION: none
}
.footer A:hover {
	COLOR: #ffffff; TEXT-DECORATION: underline
}.body-text10 {
	line-height:14px;
	font-size: 10px;
}
.body-text10Gray {
	line-height:14px;
	font-size: 10px;
	color: #999999;
}
.body-text-nomargin {
	line-height:14px;
}
.body-text9 {
	line-height:14px;
	font-size: 9px;
}
.proverb {
	font-size: 12px;
	color: #CC3300;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-weight: bold;
	font-style: italic;
}
.redtitle {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: bold;
	color: #CC3300;
}
.blueborder {
	border: 1px solid #12305e;
	margin-right: 30px;
}

.bodytext10 {
	line-height:14px;
	font-size: 10px;
}
.yellowback {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #000000;
	background-color: #FFCC33;
	padding: 3px;
	line-height: 24px;
}
.redtitle2 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 17px;
	font-weight: bold;
	color: #CC3300;
	margin-right: 30px;
	margin-left: 30px;
}
.body-text12 {
	line-height:24px;
	font-size: 18px;
	font-family: Georgia, "Times New Roman", Times, serif;
}
.BlueSerif {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 16px;
	font-weight: bold;
	color: #006699;
}
.steps {
	background-image: url(../pics/3steps.jpg);
	background-repeat: no-repeat;
	background-position: center top;
}
.WhiteSerif {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 16px;
	font-weight: bold;
	color: #FFFFFF;
}
.large {
	line-height:28px;
	font-size: 20px;
	font-family: Georgia, "Times New Roman", Times, serif;
}